Life insurance is a very personal product. There’s only one of you. And your cover needs to be tailored to your circumstances, and your budget. The amount of cover you need, and the types of cover you need, can vary greatly depending on your individual circumstances. Besides, not all insurance policies are created equal – some have additional, and included, benefits and features.
Our advisers can also help you make your insurance more affordable by recommending strategies including:
- taking advantage of the tax-effectiveness of insurance inside super
- combining your cover with a family member to reduce your premiums
- choosing the right combination of benefits and extra options.
By looking at your income, your debts, and your family’s circumstances, a financial adviser can help you get the right cover – and the right structure – to meet your needs and your budget.
“Our financial planners are qualified life insurance advisers, in fact, Alex Hont has taken this one step further and achieved the “Life Risk Specialist” designation from the Financial Planning Association.”